Travel Insurance

Vacations are a major investment of both time and money. Insurance helps safeguard your non-refundable payments and provides financial relief and emergency support if illness, weather, or logistics disrupt your plans.

Trip cancellation vs. trip interruption — cancellation covers pre-departure costs if a covered event prevents you from going. Interruption covers expenses if you must end your trip early or miss part of it due to an unexpected emergency.

Travel medical coverage — helps cover emergency medical care, hospital stays, and emergency evacuations while traveling, which standard health insurance often doesn't cover overseas.

Travel delays and missed connections — reimburses extra lodging, meal expenses, or rerouting fees if severe weather or transportation delays throw off your schedule.

Baggage protection — provides reimbursement if your luggage is lost, stolen, damaged, or significantly delayed during transit.

This is important: travel insurance is not one-size-fits-all. Coverage, exclusions, limitations, eligibility requirements, and time-sensitive provisions can vary from one plan to another.

I can help you review the available options for your trip, but the insurance policy itself is the contract that determines what is covered. I encourage every traveler to read the plan documents carefully before purchasing.

Does your primary health insurance cover medical emergencies outside your home country or state?

Are you traveling to an area prone to severe weather during your trip dates?

How much of your trip cost is completely non-refundable if you have to cancel at the last minute?

Do you require flexibility to cancel for reasons beyond standard medical emergencies?